To get rid of stress, you need to use a mix of strategies and techniques that deal with both the physical and emotional parts of it.

HOW TO GET RELIEF FROM STRESS?

1. Deep Breathing: Breathe in slowly and deeply. Take a four-count breath in through your nose, hold it for four, and then let it out through your mouth for four. Do this a few times to calm your nerves.
2. Meditation: Take a few minutes every day to think about what you want. Focusing on your breath, a mantra, or a relaxing image can help you clear your mind and feel less stressed.
3. Progressive Muscle Relaxation: Tense each group of muscles in your body and then let them go. Work your way up from your feet to your head. This can help loosen up your body.
4. Exercise: When you work out, your body makes endorphins, which are chemicals that naturally reduce stress. Even just a short walk can help.
5. Yoga: Yoga combines physical poses with paying attention to the present moment. This helps relieve stress by relaxing the body and calming the mind.
6. Mindfulness: This means training yourself to be fully present in the moment without judging it. This can make it easier to feel less worried about the future and less sad about the past.
7. Journaling: Write down what you think and how you feel. This can help you figure out what’s bothering you and how to deal with it.
8. Healthy Diet: Eat a balanced diet with lots of whole foods. Stay away from too much caffeine, sugar, and processed foods, all of which can make stress worse.
9. Sleep Enough: Make sure you get enough good sleep. Stress can be made worse by not getting enough sleep.
10. Limit Alcohol and Caffeine: Limit your use of alcohol and caffeine. Too much of these things can make you feel more stressed and anxious.
11. Social Support: Spend time with friends and people you care about. Stress can be lessened by talking about how you feel and getting support.
12. Set Realistic Goals: If you want to avoid extra stress, set goals that you can reach.
13. Time Management: Put your tasks in order of importance to feel less overwhelmed.
14. Set Boundaries: Learn to say “no” when you need to in order to avoid taking on too much.
15. Hobbies and leisure: Do things you like to do to take your mind off of stress.
16. Seek Professional Help: If stress gets too much or lasts too long, you might want to talk to a therapist or counselor for advice and support.
17. Positive Affirmations: If you want to feel better about yourself and have less stress, replace negative thoughts with positive affirmations.
18. Practice Gratitude: Think about the things you’re thankful for to change your attitude.
19. Laughter: Watch a funny movie, hang out with people who can make you laugh, or do things that make you happy.
20. Limit Screen Time: Too much time in front of a screen, especially right before bed, can make it hard to sleep and make stress worse.
21. Nature and Fresh Air: To get fresh air, spend time in nature or just open a window.
22. Volunteer: Helping other people can give you a sense of purpose and make you feel less stressed.
23. Limit News Consumption: Limit your news intake. Being constantly exposed to bad news can make you feel more stressed. Keep up with news, but don’t overdo it.
24. Counseling or Therapy: If you need help dealing with stress, you might want to talk to a mental health professional.
25. Deep Sleep and Relaxation Techniques: Try out deep relaxation techniques like guided imagery or hypnosis.
26. Breath Fresh Air: Take a short walk outside to clear your mind and re-energize your body.
27. Limit Perfectionism: Don’t try to be perfect. Instead, try to make progress. This will help you feel less stressed.
28. Self-Compassion: Be as kind and understanding with yourself as you would with a friend.

Furthermore, legal problems are essentially irrelevant for debtors who get relief before any form of action is filed, according to Kantrowitz. “The court will not take [your] forgiveness back.”